Renewals agent
Super Agent · YP
Reviews the expiring term’s claims and changes, re-rates the risk and drafts the renewal terms.
Ahead of each expiry · ran 2h ago
Run nowInsurance
Renewals prepared before expiry
Starts ahead of each expiry date, collects the claims and changes on the expiring policy, re-rates it with your rater and drafts the renewal terms and the invitation to the broker. Your underwriter sets the terms and approves.
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When
Ahead of each expiry date
Systems
Policy systemClaims systemExcelOutlook
ExcelOutlookMode
Drafts only. Your underwriter sets the renewal terms
Problem
Before a commercial policy renews, someone pulls the claims and changes of the expiring term, asks the broker for updated details, re-rates the risk and writes the renewal terms. Renewals cluster on the same dates.
What it does
YP tracks expiry dates in your policy system and starts each renewal in time. It collects the claims, endorsements and premium of the expiring term, drafts the request to the broker for updated risk details, re-rates the risk with your rater and drafts the renewal terms.
How it works
See exactly how the work gets done.
Each renewal is prepared well before the policy expires. The expiry date in your policy system starts the run, as many weeks ahead as your process sets.
The record of the expiring term is collected from your own systems. Claims, endorsements and premium are read from your policy and claims systems, and each figure is linked to its record.
The request for updated risk details is ready to send. YP drafts the request to the broker, and your team checks it and sends it.
The renewal is rated again and checked against your authority. YP rates it with your own rater and checks it against your binder, and anything outside authority is flagged for referral.
Your underwriter decides whether to renew and on which terms. The underwriter sets the terms or decides not to renew, and no renewal offer reaches a broker without their approval.
The outcome
Renewal work starts before the deadline. Your underwriters decide on a prepared file.
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Started ahead of expiry
As many weeks ahead as your process sets
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Every claim in view
Claims, changes and premium of the expiring term
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Underwriter sets terms
Every renewal offer, re-rated with your rater
For your numbers
YP prepares and re-rates every renewal before expiry, so your underwriters offer terms on time and keep the business they want.
How it runs
Designed for enterprise.
Private
Runs on your infrastructure. Drawings, prices, client and claims data never train a model.
Explainable
Not a black box. An AI auditor checks that every task was done as intended and proposes improvements.
Traceable
Every value links to the document, rule or record it came from. Every step is logged. A named person approves anything that leaves the building.
Your systems
Works in your ERP, CargoWise, policy system, GIS and file shares. Nothing is replaced.
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